{"id":5427,"date":"2026-10-02T09:00:00","date_gmt":"2026-10-02T09:00:00","guid":{"rendered":"https:\/\/trustedcarers.ie\/blog\/?p=5427"},"modified":"2026-09-25T07:50:34","modified_gmt":"2026-09-25T07:50:34","slug":"childminders-ncs-subsidy","status":"publish","type":"post","link":"https:\/\/trustedcarers.ie\/blog\/childminders-ncs-subsidy\/","title":{"rendered":"Childminders and NCS: what parents can claim"},"content":{"rendered":"<p>You know childminders and NCS are connected somehow, but the exact amount you can actually claim isn&#8217;t obvious from a quick search. Most parents comparing a <a href=\"https:\/\/trustedcarers.ie\/blog\/what-is-a-childminder\/\">childminder<\/a> against the National Childcare Scheme childminder subsidy rules have heard of the flat rate, and stop there.<\/p>\n<p>The good news is that childminders and NCS actually cover two separate subsidy tiers, and the second one pays more per hour for a lot of families.<\/p>\n<blockquote>\n<p><strong>Key Takeaways<\/strong><br \/>\n&#8211; The universal NCS subsidy pays \u20ac2.14 an hour, for up to 45 hours a week, for any Tusla-registered childminder.<br \/>\n&#8211; A second, income-assessed subsidy can pay more per hour, based on your household&#8217;s reckonable income.<br \/>\n&#8211; Income thresholds for the income-assessed tier rose on 31 August 2026, so more families now qualify than before.<br \/>\n&#8211; Only a Tusla-registered childminder&#8217;s fees qualify for either tier.<\/p>\n<\/blockquote>\n<h2>Childminders and NCS: the universal subsidy most parents already know<\/h2>\n<p>Every family with a child aged between 24 weeks and 15 years can claim the <a href=\"https:\/\/www.citizensinformation.ie\/en\/education\/pre-school-education-and-childcare\/universal-childcare-subsidy\/\" target=\"_blank\" rel=\"noopener\">universal NCS subsidy<\/a>: \u20ac2.14 an hour, for up to 45 hours a week. It isn&#8217;t means-tested, so income doesn&#8217;t affect this tier.<\/p>\n<p>The one condition is registration. Only a Tusla-registered childminder&#8217;s fees qualify, whether you&#8217;re claiming the universal subsidy or the second tier below.<\/p>\n<h2>Childminders and NCS: the subsidy tier most parents don&#8217;t know about<\/h2>\n<p>Alongside the universal rate, a second, <a href=\"https:\/\/www.citizensinformation.ie\/en\/education\/pre-school-education-and-childcare\/national-childcare-scheme\/\" target=\"_blank\" rel=\"noopener\">income-assessed NCS subsidy<\/a> is available, and it can be worth more per hour than the flat universal rate.<\/p>\n<p>Whether you qualify, and how much you get, depends on your household income. Since 31 August 2026, the income limits for this tier went up. Families who didn&#8217;t qualify before may now be eligible.<\/p>\n<p>This is the gap that matters. A family assuming they only get \u20ac2.14 an hour may be leaving real money unclaimed if their income actually qualifies them for the higher, income-assessed rate.<\/p>\n<h2>How to check which tier applies to you<\/h2>\n<p>The NCS system compares both tiers automatically once you apply, and pays whichever is higher for your circumstances. In practice, that means:<\/p>\n<ul>\n<li><strong>Apply through the official NCS process<\/strong>, rather than assuming you only qualify for the universal rate.<\/li>\n<li><strong>Confirm your childminder&#8217;s Tusla registration<\/strong> before applying, since an unregistered arrangement doesn&#8217;t qualify for either tier.<\/li>\n<li><strong>Reapply or check again if your income changes<\/strong>, since the income-assessed tier is reviewed against your current reckonable income.<\/li>\n<li><strong>Ask your childminder directly<\/strong> about their registration status and since when, so you&#8217;re not caught out mid-application.<\/li>\n<\/ul>\n<h2>Why registration is the real gatekeeper<\/h2>\n<p><a href=\"https:\/\/trustedcarers.ie\/blog\/childcare-in-ireland\/\">Registration status<\/a>, not the number of hours or your child&#8217;s age, is what actually decides whether either NCS tier applies. A <a href=\"https:\/\/trustedcarers.ie\/blog\/what-is-a-childminder\/\">childminder<\/a> who is exempt from Tusla registration, because they mind a small enough group, can be operating entirely legally while still leaving you unable to claim either subsidy.<\/p>\n<p>That&#8217;s worth knowing before you commit to an arrangement, especially if the NCS subsidy is a meaningful part of your childcare budget. It&#8217;s a fair, direct question to ask any childminder you&#8217;re considering, alongside the usual questions about <a href=\"https:\/\/trustedcarers.ie\/blog\/childminder-rates-ireland-value-for-money\/\">rates<\/a> and availability.<\/p>\n<p>Once you know where your childminder stands on registration, you can <a href=\"https:\/\/trustedcarers.ie\/find-a-carer\/childminders\">find a Garda-vetted childminder<\/a> on TrustedCarers.ie and ask every profile the same direct question.<\/p>\n<h2>Frequently asked questions<\/h2>\n<p><strong>Q: How much can I claim from NCS for a childminder?<\/strong><\/p>\n<p>A: At minimum, \u20ac2.14 an hour through the universal subsidy, for up to 45 hours a week. Many families also qualify for a second, income-assessed subsidy that pays more per hour, depending on household income.<\/p>\n<p><strong>Q: Does my childminder need to be registered for me to claim NCS?<\/strong><\/p>\n<p>A: Yes. Only a Tusla-registered childminder&#8217;s fees qualify for either NCS tier. An unregistered childminder may be operating entirely legally, but their fees won&#8217;t be eligible.<\/p>\n<p><strong>Q: Did NCS income thresholds change recently?<\/strong><\/p>\n<p>A: Yes. The income thresholds for the income-assessed subsidy tier increased on 31 August 2026, meaning more families now qualify than under the previous limits.<\/p>\n<p><strong>Q: Can I get both NCS subsidy tiers at once?<\/strong><\/p>\n<p>A: No. The system checks your eligibility for both and applies whichever tier pays more for your circumstances, rather than adding the two together.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@type\": \"FAQPage\", \"mainEntity\": [{\"@type\": \"Question\", \"name\": \"How much can I claim from NCS for a childminder?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"At minimum, \u20ac2.14 an hour through the universal subsidy, for up to 45 hours a week. 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The income thresholds for the income-assessed subsidy tier increased on 31 August 2026, meaning more families now qualify than under the previous limits.\"}}, {\"@type\": \"Question\", \"name\": \"Can I get both NCS subsidy tiers at once?\", \"acceptedAnswer\": {\"@type\": \"Answer\", \"text\": \"No. The system checks your eligibility for both and applies whichever tier pays more for your circumstances, rather than adding the two together.\"}}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Childminders and NCS: most parents only know about the universal subsidy. Here&#8217;s the second, income-based tier that can pay more per hour.<\/p>\n","protected":false},"author":2,"featured_media":5472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[8],"tags":[66,78,64,52,1239],"class_list":["post-5427","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-childcare","tag-childcare-ireland","tag-childcare-subsidy","tag-childminder","tag-national-childcare-scheme","tag-ncs"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Childminders and NCS: what parents can claim<\/title>\n<meta name=\"description\" content=\"Childminders and NCS: most parents only know about the universal subsidy. 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